Trying to pair the word affordable up with life seems near impossible, because let’s face it, unless you’re making thousands of pounds every month, life is anything but cheap. Add being a Mother to the mix on top of everything else and you’ll have even more of an understanding of the constant struggle. Things cost money, and yes it may not give you happiness, but it can give you the financial freedom to do whatever you feel like doing, whenever you feel like doing it, without feeling guilty and constantly worrying about everything. The last thing you ever want to do is live your life stressing about things. Stress can start out being nothing, but before you know it you’re suffering every day with bad thoughts and begin to lose hope and happiness. – That’s far too much negative energy being put onto something – it’s time-consuming and tiring, and there is so much more to focus on.
So how can you take some of the pressure off so that you can afford the things you need and want in life? – Here are a couple of ideas to get you started.
Take out a loan
Loans can be used on all sorts of things depending on what you currently want money for, but one of the most common reasons people take out a loan is when purchasing a home or a car. This is because these two things are most likely the two most expensive things you will look to buy in your life, and the only way that most people can afford them, is to borrow the money and then pay it back later. When looking at buying a vehicle though, it can be very hard to know exactly how much money you will need because there are so many various different factors that come into play. That is why a car finance calculator can come in handy because it breaks all of the costs up, and then totals them to give you a realistic idea of how much money you will need.
If you’re in the position to work more hours than you currently are, then consider doing this to earn a little more than you are now. If you work for a company, then speak to your boss about whether there is anything more you can take on, or you could even ask about the possibility of having a raise if there isn’t more work for you to do. If you still don’t get the answer you were hoping for, then have a look at some part-time jobs in the area. Jobs in hospitality like waiting on tables or cleaning hotel rooms work well because there is always the opportunity of working evenings as well as weekends. They also give you the flexibility to create your own schedule that fits around your everyday routine. Every extra bit of money that comes in can be put directly into a savings account so that you begin accumulating a nice number that will help later on.